
Health
7 Things Medicare Does Not Cover
Navigating the world of Medicare can sometimes feel like solving a complex puzzle. With major players like Humana, Kaiser Permanente, Aetna Medicare, Blue Cross Blue Shield, UnitedHealthcare, and Cigna in the mix, it’s crucial to understand what Medicare covers—and what it doesn’t. While Medicare provides a broad range of essential health services, there are some surprising gaps that could leave beneficiaries reaching into their own pockets. Let’s dive into seven things that Medicare does not cover, so you can plan accordingly. Routine dental care First up, let’s talk about those pearly whites. Medicare doesn’t typically cover routine dental care, which includes cleanings, fillings, tooth extractions, or dentures. While some Medicare Advantage plans offered by private insurers like Humana or Kaiser Permanente might provide dental benefits, Original Medicare leaves this up to you. It’s important to budget for these out-of-pocket costs or consider supplemental dental insurance to keep your smile bright. Vision care Medicare also skips over most vision-related expenses. This means routine eye exams, glasses, and contact lenses are generally not covered. If you need cataract surgery, Medicare will cover some costs, but the day-to-day vision care is your responsibility. Many Medicare Advantage plans, including those from Aetna Medicare and UnitedHealthcare, offer additional vision coverage, so exploring these options might be worth your while.
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